Are you a Nigerian planning to study, work, or live in the United Kingdom? One of the most important factors to consider before making the move is the cost of living. While the UK offers world-class education and career opportunities, it can also be quite expensive, especially when compared to Nigeria.
In this guide, we’ll break down the key expenses Nigerians should expect when living in the UK, so you can plan your finances wisely and avoid surprises.
Accommodation Costs
Accommodation is typically the largest monthly expense for anyone living in the UK. Prices vary significantly depending on the city, the type of accommodation, and whether you’re sharing or renting privately.
| City | Shared Student Housing | One-Bedroom Apartment |
|---|---|---|
| London | £700 – £1,200 per month | £1,500 – £2,200 per month |
| Birmingham | £400 – £700 per month | £800 – £1,200 per month |
| Manchester | £500 – £800 per month | £900 – £1,400 per month |
| Glasgow/Leeds | £400 – £650 per month | £700 – £1,100 per month |
Tip: Students can save money by staying in university halls or shared flats.
Food and Grocery Expenses
Grocery shopping in the UK is manageable if you stick to budget supermarkets like Tesco, Aldi, Lidl, and ASDA. However, African food items are usually more expensive than in Nigeria.
- Weekly groceries: £30 – £50
- Basic Nigerian food items (e.g., garri, ogbono, plantain): £5 – £15 each, depending on quantity and location
- Eating out at a budget restaurant: £10 – £15 per meal
Cooking at home is the most cost-effective option for students and new residents.
Transportation
The UK has an excellent public transport system, which includes buses, trains, trams, and the underground (especially in London).
- Monthly student bus pass: £30 – £70 (varies by city)
- One-way bus fare: £1.50 – £3
- Train travel: Can be expensive unless booked in advance or with a railcard
Students are advised to get discount travel cards like the 16-25 Railcard or regional bus passes.
Utilities and Internet
If you’re living in private accommodation, you’ll need to pay separately for utilities such as electricity, gas, water, and internet. University accommodation often includes these in the rent.
- Electricity, gas, and water: £100 – £150 per month
- Broadband internet: £25 – £35 per month
Sharing accommodation helps to reduce these costs significantly.
Mobile and Communication
Most UK mobile network providers offer SIM-only plans that are suitable for students and international residents.
- SIM-only plan with calls, texts, and data: £10 – £20 per month
- Most Nigerians in the UK use WhatsApp and other apps to call home, reducing international phone costs
Educational and Miscellaneous Costs
As a student, there are additional costs to plan for.
- Textbooks and study materials: £30 – £70 per month
- Course-related expenses (printing, software, trips): Varies depending on the program
- Clothing, entertainment, personal care: £50 – £100 per month
Monthly Budget Estimate
Here’s a rough estimate of what a Nigerian student or new resident might spend monthly:
| Expense Category | Student Estimate | Working Adult Estimate |
|---|---|---|
| Accommodation | £500 – £1,000 | £700 – £1,500 |
| Food and Groceries | £150 – £250 | £200 – £300 |
| Transport | £30 – £100 | £50 – £150 |
| Utilities & Internet | £50 – £150 | £100 – £200 |
| Miscellaneous | £50 – £100 | £100 – £200 |
| Total Estimate | £800 – £1,600 | £1,100 – £2,350 |
Keep in mind that London is significantly more expensive than other cities in the UK.
Tips for Nigerians Moving to the UK
- Plan ahead: Create a monthly budget and track your spending for the first few months.
- Pack wisely: Bring essential Nigerian items that are more expensive to buy in the UK.
- Use student discounts: Many retailers and transport providers offer discounts for students.
- Consider part-time work: If you’re on a student visa, you’re allowed to work up to 20 hours per week during term time.
Conclusion
Living in the UK can be a rewarding experience, but it requires proper financial planning. By understanding the cost of living and preparing in advance, you can manage your expenses, avoid financial stress, and focus on your goals.
If you’re ready to begin your journey to the UK, NWC Education can help you with admissions, visa guidance, and settlement support.
Visit our website at newwayuk.com.ng or contact us directly to speak with an advisor.
